Hurricanes can cause significant damage to properties, especially in areas such as Orlando, FL, where the risk of severe weather is high. If you have experienced hurricane damage, knowing how to handle your insurance claim effectively is one of the ways to get back on your feet. Global Public Adjusters Inc., a licensed insurance specialist, deals with all types of property damage claims including hurricane damage claims in Orlando, FL. As your trusted public adjuster in the area, we are here to guide you through the process. Below are five essential tips to ensure your hurricane damage claims are right.
1. Document All Damage Thoroughly
The first step in filing a successful hurricane damage claim is thorough documentation. Immediately after the hurricane passes, inspect your property and take detailed photographs and videos of all visible damage. This includes structural damage to your home, damage to personal belongings, and any water or mold issues. Don’t forget to document the exterior, including the roof, windows, and any outdoor structures like fences or sheds.
Why is this important? Detailed documentation provides solid evidence to support your claim, making it harder for insurance companies to underpay or deny your claim. Be as meticulous as possible, as even minor damage can have significant repair costs.
2. Contact a Public Adjuster Early
Hiring us as your public adjuster, particularly in Orlando, Florida, can make a significant difference in the outcome of your hurricane damage claim. We will work on your behalf, not the insurance company’s, ensuring you receive the maximum payout you’re entitled to. They are experts in understanding policy details and can handle all communication with the insurance company, reducing your stress during this challenging time.
In Orlando, where hurricanes are common, having Global Public Adjusters Inc. as your licensed insurance specialist can be invaluable. We know the local area, common types of damage, and how insurance companies operate in Florida, making us your best advocate.
3. Review Your Insurance Policy
Before filing a claim, review your insurance policy carefully. Understanding your coverage limits, deductibles, and exclusions is critical. In Orlando, FL, some policies may have specific clauses related to hurricane damage, such as separate deductibles for wind damage or restrictions on flood damage coverage.
By understanding your policy, you can set realistic expectations and avoid surprises. A public adjuster can help clarify any confusing terms and ensure you know exactly what your policy covers.
4. Do Not Rush Repairs
It is natural to want to repair your home as quickly as possible, but rushing repairs can jeopardize your claim. Insurance companies may require inspections before you start any significant work. Begin with temporary repairs to prevent further damage, such as tarping a damaged roof or boarding up broken windows. Keep all receipts for any emergency repairs, as these costs should be reimbursable under your insurance policy.
Waiting for approval before starting permanent repairs ensures that your insurance company covers all necessary work, preventing out-of-pocket expenses.
5. Be Persistent and Follow Up
Finally, persistence is key in getting your hurricane damage claims right. Insurance companies can be slow to process claims, especially after a major storm when they are handling numerous cases. Regularly follow up on the status of your claim and keep detailed records of all communications.
If you feel your claim is being unfairly delayed or denied, do not hesitate to escalate the matter. A public adjuster can assist in this process, handling your claim fairly and promptly.
Summing Up
Dealing with hurricane damage claims in Orlando, FL, can be challenging, but by following these five tips, you can improve your chances of a successful outcome. Global Public Adjusters Inc. supports you every step of the way, ensuring you receive the compensation you deserve to rebuild and recover. Call us today at +1407-900-5025 and let us be your trusted partner in handling your Orlando, Florida hurricane damage claims.
Also Read: 9 Tips For Filing Hurricane Damage Claim In Florida